Fast & Easy
Request form takes less than 5 minutes. Do everything online, start to finish
Safe and Secure
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Good Credit-Isn’t Required
Even with bad credit, no credit or past financial struggles, you may still qualify
Faster-Funds.com is a fast and reliable online marketplace where people who needs a personal loan can find a lender to provide them with funds they need. Our online forms are easy to fill out and only take a few minutes to get approved. While we are not lenders and are not involved in the decision making process, by completing our easy process you could find a lender in a matter of minutes.
Faster-Funds.com values your privacy and will submit information you have provided us only to partners in our network. Although submitting these forms will not guarantee you a loan through Faster-Funds.com we will never charge you any fees for our service.
You can’t always expect the unexpected, but you are not alone. Faster-Funds.com is a marketplace where a lender can give you a quick decision in order to provide the loan you need. What have you got to lose?
Qualifying with a lender can be very easy; they work with many people in bad credit situations. Here are the basic qualifications:
YOU ARE 18 OR OLDER
The minimun age to use our service is 18
YOU ARE A US RESIDENT
Must be a current resident of the United States
YOU HAVE A BANK ACCOUNT
You need an active US bank account
YOU HAVE A REGULAR INCOME
You must have a steady income
Remember that other requirements apply based on each lender’s criteria. If you have bad credit, you might still be able to find a lender.
Once a lender decides to work with you, we will automatically redirect you to the lender’s web site where you will be able to review and agree to the terms and conditions of the loan. In many cases, the lender will then contact you to confirm your personal information and finalize the loan (via telephone, email, text message, etc.) Responding in a timely manner will help ensure that funds are deposited as quickly as possible.
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What is the APR for the loan that I may get if I find a lender?
FasterFunds.com is not a lender and does not provide short-term loans but refers consumers to lenders who may provide such loans. For this reason, we are unable to supply you with an exact APR (Annual Percentage Rate) that you will be charged if you choose to accept an offered loan. The loan interest rates are determined solely by your lender, with specific amounts determined based upon the information you submitted to the lender. Your lender provides the APR, loan fees, and other terms.
The APR on a short-term loan can vary greatly depending on how the APR is calculated (nominal vs. effective), the duration of the loan, loan fees incurred, late payment fees, non-payment fees, loan renewal actions, and other factors. Keep in mind that the APR range is not your finance charge and your finance charge will be disclosed later on, if applicable. FasterFunds.com has no control or knowledge of the loan details between you and your lender. If you are presented with a loan offer, you will have the option to review the terms of the loan, which you may approve or decline.
Implications of Non-Payment and other Considerations :
If you are approved by a lender and accept the terms and conditions of their loan offer, you are agreeing to pay that loan back in the amount of time expressed in the loan documents. Partial payment, non-payment, or late payment is likely to result in additional fees. If you refuse to repay the loan all together, it is likely that the lender will engage a collection company to try and recoup what you owe them (just like any lender would). Please don’t agree to a loan that you cannot repay.
Renewal policies are different for every lender. As a convenience to you, some lenders may agree to alternative payment options. Some of these options may result in a renewed or “roll-over” loan that may have additional fees and may renew automatically unless you request otherwise. Please make sure to review your lender’s renewal policies, and make sure that your payment preferences are known to your lender. If you have questions or need more information on renewal policies, please contact your lender directly.
While most short term lenders will not run a traditional credit check, it is important to know that in some cases credit checks, consumer credit reports and other personal data may be obtained by some lenders from Experian, Equifax, Trans Union or through alternative providers in order to make a decision on whether or not to offer you a loan. It is also important for you to remember that if you do not repay your loan on time, your delinquency may be reported to a credit bureau, which could negatively impact your credit score. As with any loan, it’s important to repay the loan on time or contact the lender to work out a payment plan. Please borrow responsibly!
THE OPERATOR OF THIS WEB SITE IS NOT A LENDER , does not broker loans to lenders and does not make short term cash loans or credit decisions. It is not an agent, representative or broker of any lender and does not endorse any lender or charge you for any service or product. This Web Site does not constitute an offer or solicitation to lend. This site allows you to submit the information you provide to a lender. However, providing your information on this Web Site does not mean that a lender will be able to work with you or that you will be approved for a short term loan. Cash advances should only be used by you to solve immediate cash needs and should not be considered a long term solution. Not all lenders can provide up to $3,000. Cash transfer times may vary between lenders and may depend on your individual financial institution. For details, questions or concerns regarding your short term cash loan, please contact your lender directly. Lender services may not be available to residents of all states based on individual lender requirements. Availability: Residents of some states may not be eligible for a short term cash loan based upon lender requirements. Our company does not guarantee that completing an inquiry form will result in you being approved by a service provider or lender, being offered a loan product with satisfactory rates of terms, nor receiving a loan from a service provider or lender. The lender you are approved by may not offer the best possible terms and borrowers should always compare all available options before making any decisions. Any display of APR, loan amounts, interest or other loan details are only estimations. In reality these amounts will vary by lender and by borrower. Lending decisions are based on many factors, including but not limited to credit history, employment history, and loan repayment history. Please note that some lenders may perform credit checks as part of their credit transaction approval process. By using the website or services, you represent and warrant that you are at least 18 years old, a resident of the United States (but not a resident of Arkansas, Arizona, Georgia, Oregon, Virginia, West Virginia, New York or any other state where such short term loans small dollar loans are prohibited by law).
THE OPERATOR OF THIS WEB SITE DOES NOT pull your credit or look at your creditworthiness, but responsible lenders will. By submitting your information, you are giving lenders in our network permission to verify your social security number, driver license number or other identification, and to review your creditworthiness by pulling your credit history from major credit bureaus such as Experian, Equifax and Trans Union and from alternative credit bureaus